Loan Initiative Prior to Fall 2013

Need-based loans included in your aid package are capped based on total family income.

For students who began studies at Cornell from the Fall semester of 2009 through the Spring semester of 2013, need-based loans in your aid package are based on the total family income levels outlined in the chart below.

Total family incomeLoan in aid package

Under $75,000 annually


Between $75,001 and $120,000 annually


Above $120,000 annually


Total family income equals adjusted gross income for the most recent tax year, plus any business or other losses, as well as any untaxed income. In cases of divorce or separation, we calculate total family income for each parent and add them together.